PART TWO
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Dirty data

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10/24/01: "For what purpose did you make those inquiries?" (scan)(html)
11/06/01: "Visit Discovercard.com today!" (scan)(html)
11/06/01(b): "We sincerely regret that we are unable to assist you with this request." (scan)(html)
4/10/02(b): "For which of the permissible purposes in the Fair Credit Reporting Act did you make those five inquiries?" (scan)(html)
07/02/02: "Remove those two inquiries and explain what steps you will take to ensure that will not happen again." (scan)(html)
07/16/02: "It states, 'We may from time to time review your credit, employment, and income records.'" (scan)(html)
08/22/02: "Do not reply without answering all the questions and, this time, do not reply without addressing the only point of this and my last letter: The two types of inquiries and the consequence of creating them." (scan)(html)
08/29/02: "As stated in my previous response to your concerns regarding inquiries on your credit bureau, our policy has not changed." (scan)(html)
09/12/02: (in a letters to members of the board of directors): "The questions of my August 22nd letter to Ivy Spence, Discover Financial Services (phone 302-328-3300, extension 2571) remain unanswered." (scan)(html)
09/26/02: "We regret to hear of your dissatisfaction with our response; however, our position remains the same." (scan)(html)
10/07/02: "What is your supervisor's name, title and mailing address?" (scan)(html)
10/21/02: "All the credit bureau inquiries, other than the one in April 1996, made to your credit bureau file by discover Financial Services, Inc., were of the type not viewable by other creditors." (scan)(html)
11/08/02: "That statement is not true." (scan)(html)
11/19/02: "You gave your verbal permission for the representative to view your credit bureau report in an effort to determine that the credit line on your account was reporting accurately. This type of inquiry would show under the Regular Inquiry Section of your credit bureau report, and would therefore be viewable by credit grantors." (scan)(html)