October 24, 2001

[creditaccuracy.com author Fisher's name]
[residence address]

Discover Financial Services
P.O. Box 29019
Phoenix, Arizona 85038-9019

You made the following inquiries into my Trans Union credit file:

1. April 11, 2000 - As Discover Fincl Services
2. May 19, 2000 - As Novus Services, Inc
3. January 23 - As Discover Card
4. January 24 - As Novus Services, Inc
5. April 4 - As Discover Financial Svcs

For what purpose did you make those inquiries?

[signature]

[Fisher's name]