DISCOVER FINANCIAL SERVICES
PO BOX 30943
WEST VALLEY CITY, UT 84130-0943

NOVEMBER 6, 2001

[Fisher's name and address]

Account Number: [Fisher's account number]

Dear [Fisher's name]:

We are writing in response to your recent inquiry regarding your Discover Card account.

Unfortunately, we are unable to comply with your request to remove an inquiry from your credit file. We are obligated to report inquiries related to the account whether they be created by the application for a new account or to increase the credit limit.

We sincerely regret that we are unable to assist you with this request. If you further dispute this reporting you will need to contact your local credit reporting agency.

Sincerely,

Cardmember Services

Discovercard.com
Discover^® Card, Issued by Discover Bank, Member FDIC