[creditaccuracy.com author Fisher's name]
[residence address]

July 24, 2002


William Price, chairman
CBC Companies
250 E. Town Street
P.O. Box 1838
Columbus, Ohio   43216-1838

In January, in anticipation of requesting a loan, I reviewed my CBC Credit Services Equifax credit file report you mailed to me.

This is the entry for Discover Financial:

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In May, you provided one of your clients, a bank from which I requested a loan, a report which (as you described in you letter dated July 12) stated that my Discover account was over over [sic] 120 days late in the month of June, 2000:

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Since that notation of the account status in June, 2000 did not appear in the January report, I obtained my file from you again. Again, I found no notation specifying a 120-day or more late status for the month of June, 2000:

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The Fair Credit Reporting Act requires that you disclose to me all the information in my file, but you did not. You left out the date of the 120-day late status in June, 2000. What steps will you take to correct your practice? Or, if you contend that you did nothing weong, answer thic question: What notations on your January and May reports indicate that my account was over 120 days late in June, 2000?

If you cannot, or are unable to reform your practice (currently, a mockery of your grave responsibilities under an important federal law), then relinquish you Equifax affiliate status. And refund my money for those two incomplete reports for which I paid you. Do the same for all the other consumers who whom you sent incomplete reports. And send me a new report, immediately-- this time with all the information in my file.

[signature]
[Fisher's name]