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EQUIFAX

OFFICE OF CONSUMER AFFAIRS

Equifax Information Services LLC
P.O. Box 105139
Atlanta, GA 30348
800.846.5279

February 20, 2006

Dear Mxxxxxxx:

Regarding Asset Acceptance Corp. the account is SBC XXXXXXXXXXXXX. The last 4 digits of the account number were truncated for security reasons.

As noted in disclosure [sic], the last digits on all accounts on your Equifax credit file are truncated with the exception of the collection and Public Record items.

For future reference Chris Jarrard is no longer responsible for Consumer Services, and future inquiries should be directed to Gary Poch, Vice President of Consumer Services, or to me.

Regards,

[signature]

Trish Graybeal
Consumer Services

cc:  Gary Poch, Vice President