Congress: Please, don't miss CASE 5.
Credit report corrections
Free annual credit report - Every American's right.
- The Credit Reporting Agencies
- The Government
- "How to Dispute Credit Report Errors"
- "Building A Better Credit Record"
- "Credit Repair: Self Help May Be Best"
Every day, companies nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can't deliver.
- Federal Reserve (adult supervision)
- Filing a Credit Complaint - "A person who obtains a credit
report without proper authorization or an employee of a credit-reporting
agency who gives a credit report to unauthorized persons may be fined up
to $5,000 or imprisoned for one year or both."
- YOUR CREDIT RATING: What It Is and Why It Is One of Your Most Valuable Possessions
- Your Credit Report: What It Says About You - "Cases of mistaken identity, out-of-date information, and outright errors can easily occur."
- National Association of Attorneys General: Look Out for Post-Holiday Credit Counseling and Credit Repair Schemes
- Colorado: EVERYTHING YOU SHOULD KNOW ABOUT CREDIT REPAIR
- Massachusetts: Managing Credit and Debt
- Ohio, Attorney General: "In Ohio it is illegal for a company to charge an advance fee for these so-called services."
- Ulster County, New York: Your Credit Report - Know Your Credit Reporting Rights
- Bankrate.com: 7 steps to fixing your credit report - "[creditscoring.com and creditaccuracy.com author] Fisher is a fan of going by the book and then beyond it."
- Quicken: How To Dispute Information on Your Credit Report
- NFCC: Credit Facts
- Nolo: "What should I do if I find mistakes in my credit report?"
- Kiplinger: How to Check (and Fix) Your Credit Report